Posts Tagged ‘credit cards’

Chase Cash Back Rewards Card

Experience unlimited cash back with Chase Cash Back Rewards Card. This is the Chase Freedom Credit Card, it has 0% intro APR and has no annual fee. 

This card features 3% bonus cash back offers in popular, rotating categories like gas, home improvements, and department stores. You will be eligible for quarterly bonus rewards offers as long as your account is not in default under, and/or you have not violated, the terms of your Card member Agreement and Rewards Program Rules and Regulations; and your statements are sent to a US address. Quarterly enrollment is required.

You can always earn a full 1% cash back on everywhere else. You will earn a 1% rebate for each $1 of net purchases. You will earn an additional 1% rebate for each $1 of eligible airfare net purchases made online through the program booking tool. There is no maximum number of rebates that you can accumulate in the program. A service fee of up to $20 per ticket may be charged for the use of the Chase toll-free number to book or change airline itineraries. Redemptions made online do not have a service fee.

When you shop online at select merchants through Chase, you earn up to 20% additional cash back. To use the Ultimate Rewards Mall, you must log into your account at the Chase website. Participating merchants and offers are subject to change without notice. Complete Ultimate Rewards Mall details will be provided online prior to shopping.

The length of your introductory period will be 6 billing cycles from account opening for purchases, and 12 billing cycles from account opening for balance transfers made with your response to the offer. APR is valid for introductory period so long as you comply with the terms of your account. Chase applies payments to introductory balances before balances with higher APRs. This means that the length of your introductory period may vary based on your payment amounts and the APRs for other balances on your account.

Visit Chase Online Banking for more details on this Chase Cash Back Rewards Card.

Chase Credit Card Services

There are several Chase Credit Card services you can choose from. There are Chase personal credit cards and Chase business credit cards, each one having their unique features that will fit every requirement.

There is no annual fee with Chase Sapphire with Ultimate Rewards. Use your card to buy anything you want then use the points you earn to pay yourself back with a statement credit. For starters, you can earn 10,000 bonus points after your first purchase. You can also earn 2 points for every dollar spent on airfare booked through Ultimate Rewards. There are no earning caps and the points you earn never expire. And this is just naming a few.

The Chase Sapphire Preferred Card is a card that offers everything that a Chase Sapphire has to offer plus so much more. You also get to earn 15,000 points after you spend $1000 with the card in 3 months. With it, you can transfer your points at full value to some of the industry’s leading frequent flyer and hotel programs, making it easy to “top off” your account. Chase Sapphire Preferred will automatically reward you a 7% annual dividend on all new points you earned. The annual fee is $85 after your first year, but for your first year that card fee is waived. This is a great credit card for frequent travelers.

Chase Freedom Credit Card has a 3% Cash Back Offers when used in categories like gas, home improvement, and department stores. You will also always earn a full 1% cash back on everywhere else. When you shop online through Chase, you will also earn 20% additional cash back at select merchants. This card has no annual fee and it has 0% intro APR.

Chase Ink with Ultimate Awards is a business card with greater purchasing power, unlimited earning potential, premium business services, and more. It has no annual fee and has 0% intro APR. You will earn 1 point for every $1 of your net purchases. You will also earn an additional 1 point for each $1 of eligible airfare net purchases made online through the program booking tool.

Visit Chase Online Banking for more details about Chase Credit Card services.

Chase Instant Approval Credit Cards

With Chase Instant Approval Credit Cards, many Americans are still receiving the credit they desire. The best rates are still reserved for those that have always paid their bills on time and have a good debt to income ratio. Because of the recent financial recession, the credit score of an individual has to be higher than before to receive the best rates.

Before the recession, credit scores in the 600s were high enough to receive the best rates. This has changed and now your credit score should be above 700 to receive the best rates. Chase is still offering many applicants instant approval and a 0% introductory rate for the first 12 billing cycles.

After the introductory period in the past, those with good credit could have expected an interest rate as low as 3.99%. Those days are behind us now, with President Obama demanding that all financial institutions that took part in the financial bailout pay back every dollar they took. Those rates are not likely to return any time soon.

At this point in time, Chase is offering their elite customers or those with the best credit score an interest rate of the prime rate plus 9.99%. Those that fall into the premium category, the rates are the Prime Rate plus 13.99%, and the standard rate is the Prime rate plus 18.99%. These rates are one of the ways Chase is going to pay back the government for bailing them out.

With interest rates this high, it is advisable to choose the card that has rewards that you can actually use and benefit from. Chase Online Banking is still a safe and secure way for you to conduct your banking and credit needs.

The Chase Instant Approval Credit Cards are still available of which many people will qualify.