Posts Tagged ‘Chase Online Banking’

Chase Online Banking $125 Checking Account Bonus

There is a Chase Online Banking $125 Checking Account bonus that is again being offered when you open a new Chase checking account. The offer is open till January 15, 2010.

The Chase homepage does not have an active promotional advertisement with this checking account bonus. To get this bonus, you need to have a coupon code. When you click on the “Checking” link found on the Chase homepage interface, it will take you to an overview of the different checking account choices Chase has to offer. Click on the green “Need to redeem coupon code?” button to obtain a coupon code. Once you have the coupon code, you can then proceed to apply online or open your checking account in person to receive the $125 banking bonus.

You need to open a new personal Chase Checking account with at least $100 minimum opening deposit of new money. This means that the money is not currently held by Chase or any of its affiliates. The $125 bonus will then be deposited into your account within 10 days of initial direct deposit. You must initiate a monthly direct deposit which includes payroll, pension, Social Security, or other government benefits within 60 calendar days of opening the account. Your checking account must remain open for a minimum of 6 months or else the reward will be debited from the account upon closing. Only one personal checking account bonus is allowed per customer, per calendar year. No Chase Checking monthly service fee will be charged when you have a direct deposit or at least 5 debit card purchases post to your account each statement period.

This Checking account bonus is not applicable with High School Checking, Chase College Checking, Chase Access Checking, and New Jersey Consumer Checking accounts.

Apply on Chase Online Banking or in person once you have redeemed your coupon code and take advantage of the Chase Online Banking $125 Checking Account bonus while it is still available.

Chase $100 Check Account Bonus

The Chase $100 Check Account Bonus has been a promotional offer that this financial institution has used several times over the past couple of years. The last time this promotion was run was in October of 2009. At the present time, all links that were associated with this offer show up at the Chase online banking site listed as cannot be found.

Each time this $100 bonus is offered for opening a checking account, there are several requirements. There must also be at least one direct deposit transaction each billing cycle and the ATM card used a minimum of 5 times. If the direct deposit is stopped for any reason, Chase will charge the account a $6 monthly maintenance fee.

The bonus also will not be awarded until 10 days after the first direct deposit has taken place. After which the account must stay open and active for a period of 6 months.

The use of any Chase or participating bank ATMs are free. However, if an ATM from another institution is used, the account will be charged a $2 service fee per transaction by Chase.

Once this promotional offer is active again, a coupon must be printed up and taken to a local Chase Bank branch office for a customer to take advantage of this deal.

This is not the only cash back bonus offer from Chase. They have a $125 promotional offer from time to time. Both have advantages and restrictions.

Be ready the next time Chase $100 Check Account Bonus becomes available and take advantage of it.

Chase Bank Loan Modifications

The Chase Bank Loan Modifications is a program to help those that are having trouble making their mortgage payments the opportunity to restructure their mortgage and keep their house from being repossessed. This is a great program that will stop a foreclosure from occurring on your principal residence.

This loan modification program was started on January 31, 2009 and will expire on January 31, 2011. Under this program, only mortgages owned by JP Morgan or any of its subsidiaries are eligible. This includes Chase, JP Morgan, Washington Mutual, and EMC Mortgage Corporation.

This program has several requirements including a present hardship in making the current mortgage payment. This hardship package must include a hand-written or typed statement clearly stating the hardship. Included with the statement must be tax returns, current and past pay stubs, bank statements for checking, savings, and any investments like CDs and any other financial statements you may have.

The types of loans that qualify for modification are adjustable rate mortgages, subprime rate mortgages, and Option ARM loans.

To qualify financially, the homeowner must be able to afford a debt ratio of 31% to 40%. Simply put, they must be able to pay 31% to 40% of their monthly income towards their mortgage payment.

By going to Chase Online Banking, homeowners can find the Chase Homeowner Center and receive help with their mortgage. There they will inform you where to start and what is needed to modify your mortgage.

The Chase Bank Loan Modifications program has saved over 750,000 homes from foreclosures so far.