Posts Tagged ‘Chase’

Chase Online Banking Overview

Looking at the Chase Online Banking overview, there is so much banking you can do any time you choose to, wherever you may be. Banking online with Chase will give you more free time to spend on more important things. It gives you 24-hour access to your accounts, balances, checks, payments, transfers and much more.

Banking online with Chase makes paying bills easy and convenient. You will never have to miss another payment again. With free Online Bill Pay for qualified accounts, you can pay your utilities, credit cards, and other bills electronically. You can even send a check to family members. Your payments can reach your payees in two days or less. You can setup your account to schedule all your payments when you need your payments sent. There are no envelopes or stamps to buy so you are actually helping the environment by writing fewer checks and using fewer envelopes and stamps.

The free Chase Mobile is a feature you can take advantage from your mobile phone. Text your account and it texts you back if you want to view your account balances, review transaction history, check credit card due dates and amounts. You can bank anywhere your phone goes.

To better stay on top of your accounts, you can also set up account security alerts to be available via phone or email, 24/7. These alerts are sent within approximately 10 minutes of activity. You can be notified when transactions or ATM withdrawals exceed specified limits, or if your online ID or password has been changed, or if your mailing address has been updated. You can also use the alerts to monitor your balances, large transactions, or any account activity.

It is a paperless environment so nobody can steal your user ID or password from your mail. You can see and print your statements anytime, and can even save them to your desktop. Since everything is done electronically, all your notices are sent by email and become available to you faster than postal mail. You can also do wire transfers through Chase Online Banking.

More details from this Chase Online Banking overview are available through the Chase website.

Chase Online Bill Pay

With the Chase Online Bill Pay, paying bills are a lot more convenient. You save up on time because bills get to be paid online wherever you are, as long as you have a computer and access to internet. You can even do this at any given time of the day, or night.

Online Bill Pay is secure and free with qualifying accounts. A qualified account includes any Chase personal or business checking account except Chase Base Checking, which will be charged $4.95 per month for Online Bill Payment service. To activate and use Online Bill Pay, you must be enrolled in Chase Online.

In two days or less, your electronic payments can reach your payees. You can pay virtually anyone and can even send a check to a family member. It also allows you to track your payments from “Sent” to “Paid”.  If you need to, you can also send an Overnight Check. It takes a few minutes to schedule your payments on your utilities, credit cards, and other bills. You can schedule exactly when you need your payments sent and whether to make a one-time or a repeating payment. With the Chase Online, On Time Guarantee, you never need to worry about late payments. There are no envelopes, stamps, or hassles. You will be doing the environment a big favor by writing fewer checks and using fewer envelops and stamps.

If you are not banking online yet, enroll in Chase Online Banking and simplify your life with Chase Online Bill Pay.

Chase Credit Card Services

There are several Chase Credit Card services you can choose from. There are Chase personal credit cards and Chase business credit cards, each one having their unique features that will fit every requirement.

There is no annual fee with Chase Sapphire with Ultimate Rewards. Use your card to buy anything you want then use the points you earn to pay yourself back with a statement credit. For starters, you can earn 10,000 bonus points after your first purchase. You can also earn 2 points for every dollar spent on airfare booked through Ultimate Rewards. There are no earning caps and the points you earn never expire. And this is just naming a few.

The Chase Sapphire Preferred Card is a card that offers everything that a Chase Sapphire has to offer plus so much more. You also get to earn 15,000 points after you spend $1000 with the card in 3 months. With it, you can transfer your points at full value to some of the industry’s leading frequent flyer and hotel programs, making it easy to “top off” your account. Chase Sapphire Preferred will automatically reward you a 7% annual dividend on all new points you earned. The annual fee is $85 after your first year, but for your first year that card fee is waived. This is a great credit card for frequent travelers.

Chase Freedom Credit Card has a 3% Cash Back Offers when used in categories like gas, home improvement, and department stores. You will also always earn a full 1% cash back on everywhere else. When you shop online through Chase, you will also earn 20% additional cash back at select merchants. This card has no annual fee and it has 0% intro APR.

Chase Ink with Ultimate Awards is a business card with greater purchasing power, unlimited earning potential, premium business services, and more. It has no annual fee and has 0% intro APR. You will earn 1 point for every $1 of your net purchases. You will also earn an additional 1 point for each $1 of eligible airfare net purchases made online through the program booking tool.

Visit Chase Online Banking for more details about Chase Credit Card services.

Chase Instant Approval Credit Cards

With Chase Instant Approval Credit Cards, many Americans are still receiving the credit they desire. The best rates are still reserved for those that have always paid their bills on time and have a good debt to income ratio. Because of the recent financial recession, the credit score of an individual has to be higher than before to receive the best rates.

Before the recession, credit scores in the 600s were high enough to receive the best rates. This has changed and now your credit score should be above 700 to receive the best rates. Chase is still offering many applicants instant approval and a 0% introductory rate for the first 12 billing cycles.

After the introductory period in the past, those with good credit could have expected an interest rate as low as 3.99%. Those days are behind us now, with President Obama demanding that all financial institutions that took part in the financial bailout pay back every dollar they took. Those rates are not likely to return any time soon.

At this point in time, Chase is offering their elite customers or those with the best credit score an interest rate of the prime rate plus 9.99%. Those that fall into the premium category, the rates are the Prime Rate plus 13.99%, and the standard rate is the Prime rate plus 18.99%. These rates are one of the ways Chase is going to pay back the government for bailing them out.

With interest rates this high, it is advisable to choose the card that has rewards that you can actually use and benefit from. Chase Online Banking is still a safe and secure way for you to conduct your banking and credit needs.

The Chase Instant Approval Credit Cards are still available of which many people will qualify.