Chase Savings

There is a variety of Chase savings accounts for every savings goal. With the convenience of 24/7 online banking, you will not need to schedule a trip to the bank to do bank transactions. For your peace of mind, these accounts are also insured by the FDIC.

For savers just beginning a savings program, the Chase Savings is an excellent point to begin. You can open this account with a minimum initial deposit of only $25.There is a $3 transaction fee per withdrawal in excess of four per monthly statement cycle. A $4 monthly service fee is charged if your daily minimum balance falls below $300.If you are under 18 years of age, both these fees are waived.

Open up a Chase Money Market Savings account with a minimum initial deposit of only $25. This savings account features higher balances along with the convenience of limited check access. Relationship rates are available based on your account being linked to an active Chase Better Banking Checking account with the Chase Better Banking Package. The monthly service fee is $12 if account is not linked or if minimum daily balance of $1,500 is not met.

Earn the highest savings relationship rates when you link either the Chase Premier Platinum Checking account or the Chase Premier Checking account with Chase Plus Savings. Listings of the relationship rates and non-relationship rates can be found at Chase Online Banking. $100 minimum initial deposit is all you need to open a Chase Plus Savings account. The monthly service fee is $20 if account is not linked or if minimum daily balance of $15,000 is not met.

Chase Retirement Money Market account can be opened for a minimum opening deposit of $100. You earn higher rates as your balance increases. The interest rate is tiered and the interest earned is paid on the anniversary of issue. There is a $50 Trustee-to-Trustee transfer fee via check or ACH. There is also a $30 IRA annual fee.  Interest is compounded and credited monthly. Transaction limits apply according to federal regulations.

Rates for all Chase savings accounts are effective 11/03/2009 and are current as of 11/04/2009.