Chase Sapphire Card Review

Dissecting a Chase Sapphire Card review may help in making a decision whether the credit card is worth having at this time. If you are interested in a rewards card, you may want to look at Chase Sapphire and see if its benefits are to your liking.

The Chase Sapphire is a decent rewards card which is ideal for people who frequently travel, either for business or pleasure, since the card’s rewards revolve around hotel/flights. Those who spend a lot on airfare and want to earn rewards can earn double points on all airfare purchases through the Chase Travel Booking Tool.

With Chase Sapphire, you will receive reward points that do not expire. You will not find a cap on how many points you can earn and you will not encounter blackout dates when you are ready to book a flight.

To start you off, you get one point for each dollar spent on the card. Even better is the 10,000 bonus points ($100 in rewards) you get with your first purchase on the card. If you choose to make online purchases through more than 300 select stores in the Ultimate Rewards Mall, you can earn up to 10 bonus points for every dollar you spend.

Redeeming the points is straightforward. You can request gift cards from familiar retailers like Best Buy, JCPenny, and others, or redeem points for merchandise from Amazon. It is possible to start redeeming when you have accumulated even as little as $2500.

There is a rather large penalty APR of 29.99% that kicks in if you end up with a late payment or if you are somehow unable to make a payment. If you decide to transfer your balance to Chase Sapphire, you will pay either $5 or 3% of the amount, whichever is greater. Chase Sapphire has an APR for purchases and balance transfers that is set at 12.24% while the APR for cash advances is higher. Most importantly, there is no annual fee.

For more information, visit Chase Online Banking where you can find more details not covered in this Chase Sapphire Card review.

For additional resources about Chase Banking services on this website, please view Chase Small Business Loans.

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