Chase Certificates of Deposit

Investing in Chase Certificates of Deposit is one way you can enjoy a higher fixed interest rate for funds you can commit for a given period of time. It provides a fixed, predictable rate of return from an institution that serves millions of consumers in the US and many of the world’s most prominent institutional and government clients.

You can establish your CD as a single or joint CD with rights of survivorship. You also have the option of reinvesting your interest into a current CD or simply depositing the interest into a Chase checking or savings account. Customers with a qualified Chase checking account can select the term that matches their needs from Chase Certificate of Deposit or from the Chase CD Specials to enjoy the yields.

The standard Chase CD has a minimum opening deposit of $1,000. The 6 month CD and the 12 month CD both have an APY of 0.25% each. The 18 month CD, 24 month CD, and the 36 month CD all have an APY of 1.01%.

The Chase CD Specials has a minimum opening deposit of $10,000. The 9 month CD has an APY of 0.75%. The 13 month CD has an APY of 1.25%. The 18 month CD has an APY of 1.50%. The 24 month CD has an APY of 2.00%. The 48 month CD has an APY of 2.50%. The 60 month CD has an APY of 3.00%. Keep in mind that the Chase CD Specials rates apply only to the initial CD term. The CD will automatically renew for the same term at the standard interest rate in effect on the renewal date or the relationship interest rate if you qualify.

The APYs are effective for 11/05/2009 only and are subject to updating by 10:00AM Eastern time daily. Rates may vary by market so it is best to check current rates with Chase Online Banking for your convenience. The Chase Certificates of Deposit automatically renew and penalties do apply to withdrawals made prior to maturity.