Chase Bank Fees

The Chase Bank Fees are numerous. This is an attempt to list as many as possible, but like all financial institutions today, many of the fees are hidden until you break on of the banks hidden rules.

With the Chase Checking account the transaction fees are $2 charge for every non-Chase ATM withdraws and $3 for every one outside the US. In addition there is a 3% exchange rate fee tacked onto every foreign withdraw or purchase when a foreign currency is involved. No mention of the overdraft fee.

The Chase Better Banking Checking account the same transaction fees apply in addition there is a $3 per month fee for seeing check images online. If for any time during the billing cycle the balance drops below $1500 there is a $12 fee charged to your account.

At this point I finally found the link to all the fees by using Chase Online Banking. The fee for insufficient funds, returned items and stop payment are all the same at $34 per item with a limit of 3 per day. The overdraft protection transfer fee is $10 per transfer. The extended overdraft fee is for negative balances that have been so for 5 days the charge is $15 per day.

For a copy of your monthly statement the charge is $6. Account reconciliation is $25 an hour. Account research is $25 an hour. Any legal process like garnishments is up to $125 per occurrence.

With the online services there is a $4.95 charge for using the bill pay online when your account is a Chase Basic checking account. The failed payment fee is $6. The online overnight Check service fee is $14.99 per check.

These are the current Chase Bank Fees from their website effective July 17, 2010.

For additional resources about Chase Banking services on this website, please view Chase Cash Back Debit Card.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name