Chase 0% Balance Transfer Credit Cards

At the present time there are 2 Chase 0% Balance Transfer Credit Cards according to the Chase website. There is the Slate card from Chase and Southwestern Airlines Rapid Rewards Visa Signature Card presented by Chase Online Banking.

The Slate card has a 0% APR on all purchases for the first 12 months and balance transfers after the account is opened. After the end of each intro period the balances will be charged a variable APR of 11.24% to 17.24% depending on your credit worthiness. These are the conditions and terms for those with excellent and good credit.

For those with average credit the Slate card terms are different. The 0% APR on both the balance transfer and purchases only last for 6 months. After that intro period expires the APR will be changed to 22.24%.

For all credit ratings a balance transfer, a fee of $5 or 3%, whichever is greater for each transaction will be placed on your bill. All balance transfer take 13 days to occur so payments must be made if they are due within that time period. The billing cycles are only 25 days and are what Chase refers to when saying 12 or 6 months.

The Southwestern Airlines Rapid Rewards Visa Signature Card is listed on their site as a 0% balance transfer but there is no mention of it in the terms or conditions listed in the small print that set the limits of the card.

Because of the misplacement of the Southwestern Airlines Rapid Rewards Visa Signature Card, there is only one Chase 0% Balance Transfer Credit Cards available at this time which is the Slate Card.

For additional resources about Chase Banking services on this website, please Chase Online Bill Pay.

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