Chase Online Banking

Chase 1% Cash Back Mortgage

The new Chase 1% Cash Back Mortgage is available to give back just a little to Chase customers that meet a few requirements. One of the requirements is that the customer must have a valid checking account with Chase.

This Chase 1% mortgage cash back is available for both new mortgages and those that are refinanced. Once you are enrolled the 1% payment can be taken in two different ways. If you prefer you can have the 1% directly deposited into your Chase checking account. The alternative is that the 1% can be applied towards the principal of your mortgage.

For your convenience you can set up an automatic withdraw from your Chase checking of your month mortgage payment. This can be done during the closing of the loan.

The Chase 1% mortgage cash back is an annual payment that is figured by the scheduled payments that are to be made in each 12 month period for the life of the loan. Additional payments by the customer towards the principal are not included in the 1% cash back bonus program. This makes the first payment on the anniversary of the loan origination date each year.

This Chase 1% mortgage cash back is available only in AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NJ, NV, NY, OH, OK, OR, TX, UT, WA, WI, and WV. This 1% cash back also has a $500 cap that can be obtained each year.

To review this offer and any other program please visit Chase Online Banking. The Chase 1% Cash Back Mortgage is currently available but is subject to change without notice.

For additional resources about Chase Banking services on this website, please view Chase Online Banking Outage.

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Chase Online Banking Outage

The Chase Online Banking outage last week sparked many questions. According to cybersecurity experts, it will take JP Morgan Chase days, if not weeks, to figure out what caused the three-day outage of its consumer online banking system from September 13^th through the 15^th  of 2010.

In the longest outage the bank has experienced, Chase’s online service went down around 8pm EST Monday, was down all day Tuesday and for much of Wednesday, and affected millions of customers.

Customers who had logged in on the said days were greeted with a message saying that the website was temporarily unavailable. However, they were not directed to the telephone banking system, the ATMs or its branches, all of which were working.

Customers were surprised that Chase did not provide a guide on its site telling customers what to do. Most corporations have accounts on popular social networking sites like Twitter or Facebook, where they announce important developments and give guidance to their customers.

Chase, however, does not have active accounts in either place which left their online customers in the dark. The lack of explanation and the deficiency in communication caused millions of Chase customers to be infuriated all the more.

Many of Chase’s 16.5 million customers who bank online resorted to airing their frustrations on Twitter and/or Facebook, while some wondered what would happen to penalties for late fees resulting from the outage.

According to Thomas Kelly, Chase’s spokesman, the bank will work with customers who missed deadlines on bill payments and promised to pay any related fees. He didn’t offer to say how much Chase is going to be likely end up paying in such fees.

Chase indicated that they have ruled out an online attack and believe the outage resulted from problems with a third-party software vendor. The cybersecurity experts say investigators will have to do a lot of sifting through to isolate the precise cause. They added that given the scale and complexity of the bank’s online systems, it is much too premature to rule out some sort of malicious attack as possibly contributing to the Chase Online Banking outage.

Although Chase issued an apology for the outage, many are now wondering if the bank can assure its online banking customers that their assets, account numbers, and other personal information remain secure, in the aftermath of this Chase Online Banking outage.

For additional resources about Chase Banking services on this website, please view Chase Visa Rewards.

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Chase Visa Rewards

At Chase, you can select a Chase Visa rewards card that is just right for you. Chase offers a wide array of rewards options including airline rewards, hotel rewards, retail rewards, gas rewards, and point’s rewards credit cards.

You can choose a multi-purpose rewards credit card from the Chase line up or choose a Chase rewards card targeted to your specific needs if you prefer.

The Chase Flexible Rewards Platinum Visa has 0% Intro APR and no annual fee. You earn 1 point for every eligible dollar you spend and redeem points for airline tickets, hotel stays or car rentals. You can also earn merchandise and gift cards. When you have accumulated 3,500 points, you can redeem this and receive a $25 check.

With Chase Slate there is no annual fee and has 0% Intro APR for up to 12 months on purchases and balance transfers for people with excellent or good credit, and up to 6 months on balance transfers for people with average credit. Slate also features free BlueprintSM with customizable features.

Other Visa rewards cards being offered by Chase include United Mileage Plus Visa Signature Card, the Marriot Rewards Visa Signature Card, the Priority Club Select Visa Card, the Hyatt Card, the Disney Rewards Visa Card, and the AARP Rewards Platinum Visa Card,  

Visit Chase Online Banking for more information and details on these cards and to know if you may be eligible for an instant decision online, so you can enjoy the thrill of knowing that you will accumulate valuable rewards every time you make a purchase with your new Chase Visa rewards card.

For additional resources about Chase Banking services on this website, please view Chase Bank Official Site.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

Chase Bank Official Site

The Chase Bank Official Site has so much to offer not only their customers, but any visitor that might just stop by. At the top of the site is a banner advertising their best offer to all that qualify. On the day of my visit it was the announcement of a 5% cash back offer with 0% introductory rate on a Freedom credit card. If you wish to know more there is a direct link with all the information you need to apply.

Another handy feature on the landing page is the ability to either get a user ID or actually sign in if you already have on. There is no searching or jumping around links, this is a direct connect to the secure server they provide all of their customers.

There are more links that can are the most used by customers that include the link for a loan from chase that actually rewards an employer for hiring new employees. This is a business loan link. There is also a 1% cash back for having a new Chase mortgage loan link. If this sounds interesting just click and see what it takes to qualify.

There are also links for the Checking, Credit Cards, Savings, CD’s, Debit Cards, Gift Cards, Student Center, Chase Online Banking and Bill Paying, Business Banking, Commercial Banking, Business Credit cards, Auto Loans, Home Equity Loans, Mortgages, Refinancing, Student Loans, Annuities & insurance, Investing and Retirement Planning.

On the lower left hand side there is a place for the news and updates about the company and site information and on then lower right is the Security Center Highlights for those that are interested.

This is what the Chase Bank Official Site has ready 24/7 for all that visit.

For additional resources about Chase Banking services on this website, please view Chase Bank Fees.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

Chase Bank Fees

The Chase Bank Fees are numerous. This is an attempt to list as many as possible, but like all financial institutions today, many of the fees are hidden until you break on of the banks hidden rules.

With the Chase Checking account the transaction fees are $2 charge for every non-Chase ATM withdraws and $3 for every one outside the US. In addition there is a 3% exchange rate fee tacked onto every foreign withdraw or purchase when a foreign currency is involved. No mention of the overdraft fee.

The Chase Better Banking Checking account the same transaction fees apply in addition there is a $3 per month fee for seeing check images online. If for any time during the billing cycle the balance drops below $1500 there is a $12 fee charged to your account.

At this point I finally found the link to all the fees by using Chase Online Banking. The fee for insufficient funds, returned items and stop payment are all the same at $34 per item with a limit of 3 per day. The overdraft protection transfer fee is $10 per transfer. The extended overdraft fee is for negative balances that have been so for 5 days the charge is $15 per day.

For a copy of your monthly statement the charge is $6. Account reconciliation is $25 an hour. Account research is $25 an hour. Any legal process like garnishments is up to $125 per occurrence.

With the online services there is a $4.95 charge for using the bill pay online when your account is a Chase Basic checking account. The failed payment fee is $6. The online overnight Check service fee is $14.99 per check.

These are the current Chase Bank Fees from their website effective July 17, 2010.

For additional resources about Chase Banking services on this website, please view Chase Cash Back Debit Card.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name

Chase Cash Back Debit Card

Just when things were their toughest, Chase Cash Back Debit Card has emerged to help cash strapped consumers save what they can. Since everyone must spend some money on necessities, at least there is a way to earn a cash reward back that can help reduce the overall cost of living.

Currently being offered by Chase is the Cash back debit card that gives a 3% rebate on many common daily purchase items. These purchases include purchases at major grocery and super markets, gas stations, drug stores, pharmacies and fast food restaurants. There is a limit of $500 in cash back rewards with this promotion annually.

To qualify as a purchase for this promotion the debit card must be used in a non-PIN action. If you are required to use your PIN number then there is no cash back bonus. When a merchant asks for your PIN number, inform them your debit card is a credit card and you wish to sign for the transaction.

There is also a $10 cash back bonus when the account holder makes their first credit card like transaction with a merchant. Once this is completed the account holder will receive the bonus cash in their checking account in 6 to 8 weeks.

There is an annual membership fee associated with this card of $25. This will be automatically deducted from the account within 1 to 2 billing cycles of the sign up day annually.

With Chase Online Banking  account holders can also pay their bills and manage their money from any computer day or night.

The Chase Cash Back Debit Card is just the latest offer from this financial institution to regain the trust and business of the American Consumer.

For additional resources about Chase Banking services on this website, please view Chase Sapphire Card Review.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

Chase Sapphire Card Review

Dissecting a Chase Sapphire Card review may help in making a decision whether the credit card is worth having at this time. If you are interested in a rewards card, you may want to look at Chase Sapphire and see if its benefits are to your liking.

The Chase Sapphire is a decent rewards card which is ideal for people who frequently travel, either for business or pleasure, since the card’s rewards revolve around hotel/flights. Those who spend a lot on airfare and want to earn rewards can earn double points on all airfare purchases through the Chase Travel Booking Tool.

With Chase Sapphire, you will receive reward points that do not expire. You will not find a cap on how many points you can earn and you will not encounter blackout dates when you are ready to book a flight.

To start you off, you get one point for each dollar spent on the card. Even better is the 10,000 bonus points ($100 in rewards) you get with your first purchase on the card. If you choose to make online purchases through more than 300 select stores in the Ultimate Rewards Mall, you can earn up to 10 bonus points for every dollar you spend.

Redeeming the points is straightforward. You can request gift cards from familiar retailers like Best Buy, JCPenny, and others, or redeem points for merchandise from Amazon. It is possible to start redeeming when you have accumulated even as little as $2500.

There is a rather large penalty APR of 29.99% that kicks in if you end up with a late payment or if you are somehow unable to make a payment. If you decide to transfer your balance to Chase Sapphire, you will pay either $5 or 3% of the amount, whichever is greater. Chase Sapphire has an APR for purchases and balance transfers that is set at 12.24% while the APR for cash advances is higher. Most importantly, there is no annual fee.

For more information, visit Chase Online Banking where you can find more details not covered in this Chase Sapphire Card review.

For additional resources about Chase Banking services on this website, please view Chase Small Business Loans.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

Chase Small Business Loans

The new Chase Small Business Loans are giving people as an incentive to jumpstart the economy.  One of the purposes of the giant bail out of the banks and their financial system was to help get the economy running again by helping the banks to start making loans. Chase has decided to do this.

With their new small business loans, a company can have a reduction of 0.5% in the interest on their loan when they hire a new employee. This is limited to 4 new hires, so the total reduction can amount to 2.0% of the interest on a loan.

This policy change was initiated by the parent company JP Morgan on June 29, 2010. To further help the American economy, JP Morgan has made a pledge of $10 billion for small business with loans. The qualification is that their net sales have to be less than $20 million annually.

At the present time, Chase already has over $29 billion in loans to business that have less than $20 million in annual sales. The main aim is to help business with less than $10 million in annual sales, but up to $20 million will still qualify for this new program.

Chase has already paid back the $25 billion bailout fund they received from the federal government from the Trouble Asset Relief Program. This new loan program is not tied to any influence because of that previous lone. To find out more, go to Chase Online Banking on how to apply and what the specific qualifications are for the Chase Small Business Loans.

For additional resources about Chase Banking services on this website, please view Chase Checking Accounts Compared.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

Chase Checking Accounts Compared

There is a lot of value on Chase Checking Accounts compared to other banks’ checking accounts. Chase has more choices and more ways to bank how you want with the Chase Checking, Chase Better Banking Checking, Chase Premier Checking, and the Chase Premier Platinum Checking. Aside from the convenience and value of a Chase checking account you also get to enjoy several benefits that come free with a Chase checking account.
With any of these checking accounts, you get free access to more than 15,000 Chase ATMs in the U.S., you get to have free online banking and Bill Pay including the Online-On Time Guarantee, you receive free personalized voicemail and email alerts, free online check images, free online statements, and free Chase Debit Card.
The Chase Checking is a great everyday checking account. When you establish monthly Direct Deposit, or if five or more debit card purchases post to your account during each statement period, you will get no minimum balance requirement and no monthly service fee. Otherwise, monthly service fee is $6.00. With Chase Better Banking Checking, monthly service fee is waived with a $1500 minimum checking balance, or $5000 combined average balance in your deposit accounts, investments, and outstanding balances in consumer loans, credit cards, and mortgage loans. Otherwise, monthly service fee is $12.00.
The Chase Premiere Checking provides you maximum value by combining an interest-earning checking account. Monthly service fee is waived with a $15,000 combined average balance in your deposit accounts, investments, and outstanding balances in consumer loans, credit cards, and mortgage loans. Otherwise, monthly service fee is $20.00. With the Chase Premium Platinum Checking, you get a top-tier checking account where you receive some of the best that Chase has to offer, including special interest rates, discounts, priority service, and many special privileges at no additional cost. Monthly service fee is waived if average balance in deposit accounts and investments is $75,000. Otherwise, monthly service fee is $25.00.
The minimum amount to open a Chase Checking, Chase Better Banking Checking, and Chase Premiere Checking is $25, while the Chase Premiere Platinum Checking has a minimum requirement of $5000 for primary account and $100 for additional linked accounts.
There is no minimum balance requirement for the Chase Checking but the combined account balance to meet balance qualifier should come from deposit accounts, CDs, certain investments, credit card, loans, and mortgages for the Chase Better Banking Checking and Chase Premiere Checking. For Chase Premiere Platinum Checking, that will be from deposit accounts and certain investments.
Please visit Chase Online Banking for more details on Chase Checking Accounts. Compared to other banks, Chase has more value and more choices.
For additional resources about Chase Banking services on this website, please view Chase Bank CD Rates.
For additional resources from another bank please view How to Find the Best Checking Account on one of our sister sites onlinebanksblog.com.
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We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

Chase Bank CD Rates

The current Chase Bank CD rates are broken up into two different categories. The first is the standard rates for deposits between $1,000 and $9,999.99. The special CD rates are for deposits above $10,000.

The standard CD rate for the 36 month is 1.01% APY. The 24 month is 1.01% APY. The 18 month CD is at 0.75% APY. The 12 month CD is at 0.25% APY, and the 6 month CD is at 0.25% APY.

The Special CD rates are as follows. For the 60 month CD, it is at 2.75% APY. The 48 month CD is at 2.25% APY. The 36 month CD is at 2.00% APY. The 24 month CD has an APY of 1.50%. The 13 month CD has an APY of 1.01%, and the final term is a 6 month CD with an APY of 0.50%.

There are longer-term CDs reaching up to 10 years. These rates are only obtainable at your local Chase branch office.

All of these rates are fixed term CDs and to receive the stated APY, the interest must stay on deposit along with the principal. If this is not preferred, Chase does offer the option of the interest being deposited in a Chase Savings or Checking account, but then the interest rate would be the new APY and not the rates stated above.

All of the CDs offered by Chase can be for a single person or joint with rights of survivorship to simplify things for any elderly client.

With Chase online banking, rates can be viewed 24/7. These Chase Bank CD rates were posted on June 7, 2010 and were still current as of June 8, 2010.

For additional resources about Chase Banking services on this website, please view Chase Bank Hours.

For additional resources from another bank, please view Mortgage Rates June 2010 on one of our sister sites, onlinebanksblog.com.

A valuable resource named Colorado CD Rates is available on another sister website called bestcdratestoday.com.

Also available on the sister site of bankcdratesonline.com is Bank United CD Rates.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.